Had An Accident? 9 Reasons to Consult a Lawyer Before Contacting an Insurance Company

Not all legal cases indeed require legal representation or a lawyer for help. But when it comes to some instances of injuries related to slip and fall, truck accidents, or even worse, wrongful death – dealing with these can be overwhelming. 

Many individuals think of handling these matters on their own. However, when it comes to fighting for your claim, navigating the insurance company and its tactics is emotionally and financially draining. 

Therefore, the experts encourage hiring a lawyer for injury cases to better deal with the aftermath of any accident. Still, trying to figure out how a lawyer can benefit you? If yes, here are nine compelling reasons why you should always consult a lawyer before speaking to the insurance company. 

1. Know Your Rights

No wonder insurance policies are complex legal agreements. Therefore, understanding your rights and obligations can be challenging for individuals. You might think that the insurance companies might explain or protect your rights. But that is just a good assumption!

The insurance companies will go to all ends to violate your rights to ensure you settle for the least offer they make to you. Therefore, it is crucial for you to contact a lawyer first for any injury case. The lawyer will advocate your corner and give you a clear understanding of the terms and conditions. 

This way, your rights will be protected well.

2. Offer Legal Expertise

Law firms like McCoy & Hiestand, PLC have experienced lawyers in personal injury, slip, and fall, truck accidents, or wrongful death. Leveraging this experience and expertise in your case will only benefit you by strengthening your claim.

The lawyer will better understand the complexities of your state’s legal system and navigate all the challenges. This way, you have skilled support on your back to quickly and efficiently handle your case. The lawyer will guide you through all the steps that are crucial for your case before the insurance company approaches you with the offer. 

3. Give Expert Guidance 

Dealing with insurance provider’s tactics is something easier said than done. These professionals are trained in skilled negotiation, which they will try to use in your statement. This way, they can successfully reduce the value of your claim. 

However, by speaking with a lawyer in advance before engaging with insurance companies, you can seek professional guidance on communicating and protecting your rights. 

The lawyer will tell you what to share and what not to. This way, you can handle the complex process of negotiations with insurance companies. 

4. Timely Document Information 

Proper documentation of your case information is crucial in building a solid personal injury claim. Therefore, a lawyer’s support is essential to get help in collecting and protecting all the necessary evidence, such as accident reports, witness statements, and photographs. 

The lawyer will understand the importance of all the details and know how to preserve them for the success of your case. You can quickly weaken the case by presenting any crucial information at the wrong time, which can result in reducing your claim. 

5. Properly Evaluate Your Claim

Every insurance company has these teams of adjusters and lawyers working to protect their interests. Their primary goal is always to minimize the compensation for the injury case claim. 

But navigating this tactic on your own is challenging. You can become their prey without even knowing. However, only a lawyer by your side can assess the damage and evaluate the amount of your claim. 

This way, you can understand the true value of your claim and demand for fair and heftier compensation from the insurance provider. 

6. Deal With Insurance Company Tactics 

Other than minimizing the value of your claim, insurance companies use the tactic to delay the process or bring more complications into the case. This can emotionally and financially drain you and make you frustrated with the process.

The insurance adjuster is skilled in playing with your fear and risk of being sued for a defamation case. They will play on your weaknesses and make you vulnerable. 

However, an experienced lawyer can calm your fear and negotiate on your behalf. The lawyer will ensure that you get deserving compensation and protect all your rights during the claim process. 

7. Assess All Long Term Consequences 

Depending on the injuries you or a loved one is experiencing, there can be some long-term consequences that you might ignore. Some injuries might not give an apparent sign. But in the long run, these signs can appear devastating and impact your work and personal life.

Therefore, only a skilled lawyer with years of experience related to personal injury can evaluate the damage and long-term effects of your injury. By assessing your reports and other details, a lawyer will calculate all the expenses to cover ongoing medical treatments, rehabilitation, and lost future earnings. 

8. Negotiate Fair Settlements 

Insurance companies may use the tactic of offering early settlement offers to you. This offer is often far below your claim and the damage and they will manipulate you by saying that you deserve this. 

However, a skilled and experienced lawyer will negotiate on your behalf by using their expertise and knowledge. They will represent your best interest and ensure that you receive compensation that covers most of the damage. 

9. Bring Peace of Mind 

No lie, but the aftermath of an accident can be mentally and emotionally draining for individuals and loved ones. In such times, dealing with claims and handling negotiations can be a terrible experience. But with a lawyer, this situation can turn into a less stressful journey. 

When you have a lawyer by your side, you can trust his capabilities and guidance to make informed decisions for your case. This way, you will have to worry less about any violation, delay, or complexity in the case that can affect the compensation. 

This way, you can save yourself time, money, and hassle. Therefore, the expert advice on hiring the most experienced and well-known lawyer for your injury claims to better deal with the situation.